The Spender s Guide to Debt Free Living

The Spender s Guide to Debt Free Living
Author: Anna Newell Jones
Publsiher: HarperCollins
Total Pages: 240
Release: 2016-04-26
ISBN: 0062367307
Category: Business & Economics
Language: EN, FR, DE, ES & NL

The Spender s Guide to Debt Free Living Book Excerpt:

Popular blogger Anna Newell Jones of AndThenWeSaved.com delivers this self-help manifesto that reveals how a "spending fast" will help you get on the road to living debt-free. In 2009, young photographer Anna Newell Jones was rapidly suffocating under the weight of too much debt. An inveterate “spender,” she was in way over her head, to the tune of almost $24,000. She knew her debt was only going to get worse if she didn’t take action, but she didn’t know where to look for help. On a whim, Anna decided to go on a spending fast—an idea she heard in passing but knew little about. Creating her own method, she learned what worked and what didn’t and wrote about it on her blog, AndThenWeSaved.com. Amazingly, Anna was able to eliminate all $23,605.10 of her debt in only 15 months! She was interviewed in Forbes, Self, Glamour, Good Housekeeping, and the Chicago Tribune. Anna’s journey inspired people and showed them that they too could change the way they dealt with their own money woes. The Spender’s Guide To Debt-Free Living takes readers through a detailed step-by-step plan on how to do a Spending Fast and get out of debt, including: Creating a personalized Debt-Free Life Pledge. Understanding where your money is going when you’re in debt, and where it will come from to pay it off. Learning why putting money into a savings account before (or while) paying off debt may not be the best idea for you. Finding additional income sources and generating side gigs. Re-integrating spending into your life once you’re out of debt, so that you stay out of debt. Filled with do-it-yourself ideas, insight from experts, and tons of motivational tips and real-life practical advice, The Spender’s Guide to Debt-Free Living proves that you don’t have to win the lottery or get a new job to change your life.

Living Debt Free

Living Debt Free
Author: Shannon Lee Simmons
Publsiher: HarperCollins
Total Pages: 336
Release: 2018-12-18
ISBN: 1443457604
Category: Business & Economics
Language: EN, FR, DE, ES & NL

Living Debt Free Book Excerpt:

Get rid of your debt without giving up your life No one wants to be in debt. But life happens and if you’ve got debt, life has happened to you. Whether you have a rolling balance of $2,000 on your credit card or an $80,000 line of credit you are positive you will carry to your grave, debt can be a huge cause of stress—affecting both your emotional and financial wellness. After working with thousands of financial planning clients, Shannon Lee Simmons knows that your only way out of the debt cycle is to truly understand all of your spending triggers so you can shut them down for good. In Living Debt-Free, she shows you that it is possible to have a life and pay down debt at the same time. In fact, that’s the only way your debt plan will work. You will learn to take control of your finances and pay down your debt in a realistic way that will keep you motivated long enough to see it through to the end. No shame. No blame. No scare tactics. In Living Debt-Free, Simmons focuses on creating a debt repayment plan that will motivate you for a long time, rather than an unrealistic one that’s strictly about paying the least amount of interest charges. (Collective gasp—how dare she!?) Listen, everyone knows that paying interest on debt is bad and to be avoided as much as possible, but human beings are complex. Life is complex. Debt is complex. There cannot be a one-size-fits-all plan, so Living Debt-Free will help you build your plan—the one that will help you finally put the debt behind you, start fresh and feel good about your money again.

While You Still Can

While You Still Can
Author: Lauren Bowen
Publsiher: WestBow Press
Total Pages: 210
Release: 2021-07-31
ISBN: 1664241000
Category: Biography & Autobiography
Language: EN, FR, DE, ES & NL

While You Still Can Book Excerpt:

I believe regret is something everyone has, whether they choose to admit it or not. I believe regret is simply a part of life, like doing your taxes or deciding what to have for dinner on a Wednesday night. I have always had regrets – things I wish I could change, things I wish I would have said or done differently. How about you? Are there things about your past you wish you could change? Have you said or done something you wish you could take back? Do you have regrets about wasted time or energy? Do you have regrets about missed opportunities? Do you have regrets about the relationships you've had? Do you have financial regrets? What about career-related regrets? If you have regrets of any sort, whether it's eating too much chocolate on the weekends or spending five years of your life with the wrong guy, this book is for you. My hope for you is that you'll relate to this book in a deep and transformational way – so much so that it changes the way you perceive your past and the way you live out your future.

The Optimist s Guide to Divorce

The Optimist s Guide to Divorce
Author: Suzanne Riss,Jill Sockwell
Publsiher: Hachette UK
Total Pages: 256
Release: 2016-12-27
ISBN: 0761189769
Category: Family & Relationships
Language: EN, FR, DE, ES & NL

The Optimist s Guide to Divorce Book Excerpt:

A warm, friendly, girlfriend-to-girlfriend guide to surviving divorce and coming out better on the other side, in three stages: Deal (the aftershock of separation), Heal (learning to detach and move forward) and Reveal (celebrating the stronger, happier you).

A Catholic Guide to Spending Less and Living More

A Catholic Guide to Spending Less and Living More
Author: Sam Fatzinger,Rob Fatzinger
Publsiher: Ave Maria Press
Total Pages: 192
Release: 2021-04-23
ISBN: 1646800486
Category: Religion
Language: EN, FR, DE, ES & NL

A Catholic Guide to Spending Less and Living More Book Excerpt:

Are you struggling under the burden of debt without a financial cushion to fall back on? Do you long for financial freedom—to live comfortably, pay for your children’s education, or retire while you’re still young enough to enjoy it? Sam and Rob Fatzinger can help you cultivate the values and virtues you need to achieve your financial goals. In A Catholic Guide to Spending Less and Living More, the husband-and-wife team shares their extraordinary story of raising fourteen children on a modest income while living in an expensive metropolitan region. Their practical wisdom, hard-won spiritual insights, and Catholic perspectives on how they have created their own plan based on the financial advice of popular experts such as Dave Ramsey, Chris Hogan, and Brandon “Mad Fientist” Ganch will help you achieve your financial goals: Break free of debt—even if your family lives on one income. Pay off your mortgage and other big-ticket expenditures. Save for long- and short-term goals. Enjoy fun family vacations without going into debt. Cultivate interior virtues such as gratitude and generosity to prevent resentment and hoarding. Help your kids become good money managers and discerning consumers. Achieve a happier marriage and family life through Catholic principles of good stewardship.

A Catholic Guide to Spending Less and Living More Advice from a Debt Free Family of 16

A Catholic Guide to Spending Less and Living More  Advice from a Debt Free Family of 16
Author: Rob Fatzinger
Publsiher: Unknown
Total Pages: 192
Release: 2021-04-09
ISBN: 9781646800476
Category: Business & Economics
Language: EN, FR, DE, ES & NL

A Catholic Guide to Spending Less and Living More Advice from a Debt Free Family of 16 Book Excerpt:

"In this book, the parents of fourteen children share their story of living on a modest income and show how Catholic values and mindsets can lead to a life of financial freedom"--

Personal Financial Stewardship

Personal Financial Stewardship
Author: Christopher Holmes
Publsiher: WestBow Press
Total Pages: 150
Release: 2019-04-18
ISBN: 1973658860
Category: Religion
Language: EN, FR, DE, ES & NL

Personal Financial Stewardship Book Excerpt:

• Would you like to buy holiday gifts for your family without worrying about the bills? • Would you like to learn a truly rapid debt reduction strategy for your consumer debts? • Can you imagine not having a car or home payment? • Would you prefer to enjoy a vacation and have no bills to pay after you get home? • Would you like to financially support your favorite causes? • Would you like to retire in comfort? Other personal finance teaching resources tell you why you should be a good money manager. Although powerful, they do not invest as much time walking you through a step-by-step guide on how to do it. This book does. It will take you through that step-by-step process covering exactly how to rid yourself of burdensome consumer debt. Perhaps the two most beneficial exercises unique to this book are the budget analysis and the rapid debt reduction strategies. You will also be shown how to get on the road to a future with an overall healthier financial picture you create.

Personal Financial Stewardship Companion Workbook

Personal Financial Stewardship  Companion Workbook
Author: Christopher Holmes
Publsiher: WestBow Press
Total Pages: 36
Release: 2019-03-14
ISBN: 197365556X
Category: Religion
Language: EN, FR, DE, ES & NL

Personal Financial Stewardship Companion Workbook Book Excerpt:

You will find this resource to be a very helpful guide separately or when used along with the book by the same name. This workbook was designed to be used as an individual study, as a resource for couples to study together, and as a group-study guide. The author developed this workbook to complement the book so readers will have an easier time conducting the important exercises. This resource will focus more on the worksheets associated with developing your spending plans and other related action steps. There is even an expanded section on the “rapid debt reduction strategy.” You have made a huge step toward a healthier financial future. Welcome to the beginning of your stewardship journey. Congratulations on your decision to start having a healthier relationship with your finances. The time you spend on this material, and the time you invest in doing the exercises, can make all the difference in your life.

Totally Debt Free Lifestyle

Totally Debt Free Lifestyle
Author: Paul Cresswell
Publsiher: Lulu.com
Total Pages: 252
Release: 2009-05-01
ISBN: 1409272540
Category: Electronic Book
Language: EN, FR, DE, ES & NL

Totally Debt Free Lifestyle Book Excerpt:

"Learn How You Can End the Fear and Worry Created by Bad Credit and Debt Collectors...Get Out of Debt Quickly and Easily, Right Now!"Here's How You Can Get Out of Bad Debt and Have a Debt-Free Lifestyle Starting Today!This new book called, "Totally Debt-Free Lifestyle" gives you a step-by-step system to get out of bad debt! It's way different than anything else on the market and this programme is one of a very few in existence that is based on the author's personal experience.Hard hitting and factual, all the secrets of debt are here - including dealing with bankruptcy and council tax bailiffs. Learn these secrets and I'll guarantee you'll be able to stay debt free - forever.No matter how bad your situation today - you can turn it around using the methods the author used - and they're all listed here in this book.It works. Guaranteed

America s Cheapest Family Gets You Right on the Money

America s Cheapest Family Gets You Right on the Money
Author: Steve Economides,Annette Economides
Publsiher: Currency
Total Pages: 288
Release: 2007-01-23
ISBN: 030738196X
Category: Business & Economics
Language: EN, FR, DE, ES & NL

America s Cheapest Family Gets You Right on the Money Book Excerpt:

Do you have too much month at the end of your money? Is your credit card screaming for relief? Are you tired of robbing Peter to pay Paul . . . whoever they are? Meet Steve and Annette Economides. They’ve been called cheapskates, thriftaholics, and tightwads, but in these tough economic times, Steve and Annette have managed to feed their family of seven on just $350 per month, pay off their first house in nine years and purchase a second, larger home, buy cars with cash, take wonderful vacations, and put money in savings. Without degrees in finance or six-figure salaries, Steve and Annette have created a comfortable, debt-free life for themselves and their children. In America’s Cheapest Family Gets You Right on the Money, they show you how they did it- and how you can do it too. Steve and Annette share many down-to-earth principles and the simple spending plan that they have used since 1982. They have taught this economizing lifestyle to thousands of people worldwide through seminars and their newsletter, and they include lots of real-life stories to make you feel as if you’re having your own private coaching session. Not only will you find solutions to your financial dilemmas, you’ll also discover a whole new way of life. You don’t need to be a CPA or a math wizard to learn their revolutionary system, which will teach you: - hundreds of ways to save money on everyday household expenses, including groceries, clothing, and health care - how to save in advance for major purchases such as homes, cars, and vacations - how to stop living paycheck to paycheck - how to eliminate debt . . . forever! America’s Cheapest Family Gets You Right on the Money puts meeting your financial goals- and living well at the same time- in reach for every family.

The Recovering Spender

The Recovering Spender
Author: Lauren Greutman
Publsiher: Hachette UK
Total Pages: 220
Release: 2016-09-13
ISBN: 1455595799
Category: Business & Economics
Language: EN, FR, DE, ES & NL

The Recovering Spender Book Excerpt:

After learning how to curb her spending habits, Lauren Greutman shares her hard-earned knowledge on how to get out of debt and live without the financial pressures that many people face today. Millions of Americans today are near financial disaster-spending more money than they are bringing in, and losing control of their money. Lauren Greutman knows how that feels. For years, she struggled with too many bills to pay and not enough money to pay them. When Lauren found herself drowning in debt, she finally faced her extreme spending habits and took action. In The Recovering Splender, Lauren shares her story and offers advice that is based on the many strategies she developed to change her own life and bring her family budget back to black. Lauren shows her readers, step-by-step, how to get rid of bad money habits, pay down debt, and stay within a budget. Some of the action chapters in the book are: Take an Inventory of Your Spending Declutter Your Finances Do an Expense Audit Curb Your Spending and Define Your Values Lauren exchanged the overrated, stressed-out American dream for a new one-a happier life filled with family, friends, and financial freedom-and now you can do the same!

The Debt Free Spending Plan

The Debt Free Spending Plan
Author: Joanneh Nagler
Publsiher: AMACOM
Total Pages: 292
Release: 2012-10-10
ISBN: 0814432441
Category: Business & Economics
Language: EN, FR, DE, ES & NL

The Debt Free Spending Plan Book Excerpt:

It can seem impossible to find a way out of debt--and the more complicated the proposed solution, the harder it is to stick with it. That’s why The Debt-Free Spending Plan is SIMPLE. Life coach JoAnneh Nagler gives you the help you need right now to live your life and get out of debt fast. The plan is clear, easy, and doesn’t require you to sift through chapters of high-minded financial advice or dig up your past spending history. It doesn’t matter if you make $14,000 or $14 million--thanks to straightforward daily spending strategies and effortless expense tracking tools, you’ll learn how to downsize expenses without feeling deprived, allocate money as it comes in, put together an easy-to-manage bill-paying plan, adjust for inevitable overspending, pay off debt without gouging expenses, and (believe it or not) start saving. In just five minutes a day, you’ll find yourself on the road to financial freedom before the next billing cycle.

Budgeting for Beginners

Budgeting for Beginners
Author: William Gonzalez
Publsiher: Unknown
Total Pages: 200
Release: 2021-06-12
ISBN: 9781774850657
Category: Electronic Book
Language: EN, FR, DE, ES & NL

Budgeting for Beginners Book Excerpt:

This book teaches the basics of budgeting that should have been taught to us all in schools. It also touches on the topic of investing your money to make it grow. We start with your goals for budgeting and saving money. We then discuss the strategies and tools that you will need to create and implement a sustainable plan. If you follow the tips in this book, you will reach your financial goals fast through budgeting. You may even become a millionaire. In this Budgeting Guide, you'll discover: - Tips and different to improve their spending habits - Uncover effective budgeting secrets - The benefits of spending responsibly - Financial advice that can be used for budgeting and building credit - And much more...including a free bonus! Most people find it challenging to handle everyday needs, living paycheck to paycheck, and not being able to grow financially. This is because most people do not earn enough money. More importantly, they lack the knowledge to properly manage their finances. They may have a goal in mind, but they simply do not know how or where to start - in short, they lack the financial literacy to create a plan, put that plan into action, and stick to that plan.

The Complete Cheapskate

The Complete Cheapskate
Author: Mary Hunt
Publsiher: St. Martin's Griffin
Total Pages: 256
Release: 2003-08-01
ISBN: 1429997877
Category: Business & Economics
Language: EN, FR, DE, ES & NL

The Complete Cheapskate Book Excerpt:

In need of a Money Makeover? Let America's most popular cheapskate show you how to go from financial chaos to freedom and security--painlessly and in less time than you ever imagined. Mary Hunt has helped thousands live a debt-free life with her popular newsletter, "The Cheapskate Monthly." In The Complete Cheapskate, Mary puts all the very best money advice she has in one place. Becoming a classy, dignified cheapskate is not all that difficult, and Mary shows how with her user-friendly principles of saving, restraint, and living debt-free. This book will teach you how to: - Create--and stick to--a monthly spending plan - Live well off 80% of your income - Climb out--and stay out--of debt's hole - Stretch every dollar to its absolute maximum - Manage savings and investments - Lower bills on clothes, food, and gifts without lowering living standards - Live within a financial plan that includes a margin for fun and spontaneity With hundreds of tips on cutting expenses, The Complete Cheapskate is the indispensable guide for people ready to regain control of their finances, relieve the stress money has created, and prepare for their future.

The Debt free Spending Plan

The Debt free Spending Plan
Author: JoAnneh Nagler
Publsiher: Amacom
Total Pages: 290
Release: 2012
ISBN: 0814432433
Category: Business & Economics
Language: EN, FR, DE, ES & NL

The Debt free Spending Plan Book Excerpt:

A guide to creating a personalized debt reduction plan offers daily spending strategies, expense-tracking tools, and budgeting guidance, while offering advice on discussing debt problems with family and downsizing expenses.

How to Manage Your Money

How to Manage Your Money
Author: May Collins
Publsiher: Unknown
Total Pages: 66
Release: 2019-08
ISBN: 9781086631708
Category: Electronic Book
Language: EN, FR, DE, ES & NL

How to Manage Your Money Book Excerpt:

Do you feel like you'll never pay off your loans? Worried about your mounting credit card debt? Wondering when you'll ever make enough money to stop living paycheck to paycheck? If you are looking for a practical money management book to answer all the How, Why, and What questions about personal money management, then this book is for you. May Collins unpacks the A to Z of budgeting, saving, spending, investing, debt, insurance, and housing options. She also sheds light on healthy money habits to help live an affordable life, free of debt, worry, and stress. This book is full of practical advice that will offer guidance on paying debt effortlessly, smart saving, and the right way to involve your family in money management. In This Book, You'll Learn How To: Save and manage money Stop spending money Impulsively Pay off debt fast Budget your paycheck Budget a household And much, much more! Unlike many personal money management books out there, this book is a quick and easily digestible read, that focuses on main money lessons everyone needs to know. The tips and advice in the book are practicable and learned by the author herself as she navigated through a tough financial life. Start learning to manage your money and begin a stress-free life. Hit the BUY NOW button to get this book.

The 2 Rule to Get Debt Free Fast

The 2  Rule to Get Debt Free Fast
Author: Alex Michael,Cassie Michael
Publsiher: Page Street Publishing
Total Pages: 192
Release: 2017-10-24
ISBN: 1624144446
Category: Business & Economics
Language: EN, FR, DE, ES & NL

The 2 Rule to Get Debt Free Fast Book Excerpt:

DEBT-FREE LIVING 2% AT A TIME In The 2% Rule To Get Debt Free Fast, Alex and Cassie break down the steps that took them from over $100,000 in consumer debt to living a debt-free life in just a few short years. Alex and Cassie's step-by-step plan is for even the most financially illiterate, and has helped thousands of their followers on their website, TheThriftyCouple.com, get their finances in order. In this easily digestible guide, they show you how small changes can have a big impact so you can skip the quick fixes and change your life forever. They'll teach you: • How to pay off your mortgage quickly without draining your budget • How to create an emergency fund fast while juggling your monthly bills • What unsecured and secured loans really mean and how much they are costing you • When you should be paying in cash and when you should use a credit card • Creative ways to save on everyday expenses • How to still eat out without breaking the bank Complete with personal anecdotes, helpful worksheets and money-saving tips and tricks, The 2% Rule To Get Debt Free Fast has everything you need to live a life unencumbered by debt.

Managing Your Money All in One For Dummies

Managing Your Money All in One For Dummies
Author: The Experts at Dummies
Publsiher: John Wiley & Sons
Total Pages: 701
Release: 2008-11-24
ISBN: 047048148X
Category: Business & Economics
Language: EN, FR, DE, ES & NL

Managing Your Money All in One For Dummies Book Excerpt:

Want to take control of your finances once and for all? Managing Your Money All-in-One For Dummies combines expert money management with personal finance tips. From credit cards and insurance to taxes, investing, retirement, and more, seven mini-books show you how to improve your relationship with money — no matter your age or stage of life. This easy-to-understand guide shows you how to assess your financial situation, calculate debt, prepare a budget, trim spending, boost your income, and improve your credit score. You’ll find ways to run a money-smart household, reduce waste, and cut medical and transportation expenses as you tackle your debt head-on and develop good saving habits. You’ll even get help choosing the right mortgage and avoiding foreclosure, saving for college or retirement, and determining your home-, car-, and life insurance needs. Discover how to: Take charge of your finances Manage home and personal finances Lower your taxes and avoid tax audits Plan a budget and scale back on expenses Deal with debt and negotiate with creditors Save and invest safely for college or retirement Protect your money and assets from fraud and identity theft Ensure a comfortable retirement Plan your estate and safeguard a will or trust Managing Your Money All-in-One For Dummies brings you seven great books for the price of one. Can you think of a better way to start managing your money wisely?

The Ultimate Guide to Frugal Living

The Ultimate Guide to Frugal Living
Author: Daisy Luther
Publsiher: Racehorse
Total Pages: 240
Release: 2020-05-05
ISBN: 9781631586002
Category: Business & Economics
Language: EN, FR, DE, ES & NL

The Ultimate Guide to Frugal Living Book Excerpt:

Break the spending habit and free yourself from financial fear—save money, plan ahead, pay off your mortgage, retire early! These days, more and more people are struggling to survive as their expenses go up, but their incomes do not. Making ends meet and achieving big goals like being debt-free, traveling, or putting your kids through college without loans is even more challenging. Whether you need to get your finances under control, or you want to achieve some big goals, the strategies to reach them are the same. In The Ultimate Guide to Frugal Living, you will find hundreds of fresh ideas for living a life full of joy without spending a lot of money. Learn how to: Redefine necessities Set financial goals Make delicious food on a dime Teach your kids to handle money Save money with a Smartphone And so much more! This book will change the way you look at money—not having it, spending it, and saving it—to show you how frugality can make your life fulfilling and stress-free.

The Spender s Guide to Becoming a Millionaire

The Spender s Guide to Becoming a Millionaire
Author: Anonim
Publsiher: Ilona Dolinska-Reiser
Total Pages: 74
Release: 2022
ISBN: 0557095123
Category: Electronic Book
Language: EN, FR, DE, ES & NL

The Spender s Guide to Becoming a Millionaire Book Excerpt: