Description : Get ready for a fundamentally different approach to personal finance. This program helps you transform your relationship with money-whether your goal is to get out of debt, become financially independent or align your financial decisions with your personal values.Your choice: this inexpensive workbook or a free PDF.First and foremost, the PDF version of this entire course is available for free on my website "financinglife-dot-org". (Amazon doesn't allow discrete web links, but you'll find it quickly there.) This paperback version exists for those who prefer a hardcopy to use as a workbook, or to give as a gift.This workbook is organized to be very personal. You need some time, a pencil, and a commitment to get full benefit of this course. You may print specific pages from the PDF version. A paperback version is available from Amazon.com, although we offer this primarily as a convenience if you prefer hardcopy, and so that you can gift a pretty paperback version to a friend or family member on their birthday, holiday, or graduation.What you can expect from this program:The late Joe Dominguez, co-author of the bestseller Your Money or Your Life, spent a decade developing this program for himself. Nearly 40 years later, people's lives are still being enriched by the Financial Integrity Program he helped create. The program enables you to: Get out of debt Spend less Develop savings Learn to base your transactions (the getting, spending, investing and giving of your resources) on your own personal principles Achieve a degree of financial independence that allows you to spend your time doing what is fulfilling for you Rick Van Ness, author of Why Bother With Bonds recently expanded Steps 8 and 9 to reflect the time-proven wisdom that many call the common sense investing principles. These are also recognized as the Bogleheads Investment Philosophy, an endearing term honoring John C. Bogle, lifelong champion for ordinary investors.What's different about the 9-Step Financial Integrity Program?Many books and "step programs" on managing your money are available today. What most of these books have in common is that they assume your financial life functions separately from the rest of your life. The Financial Integrity Program is different. It is a 'whole systems' approach to your life. And it will take you back to basics-the basics of making your spending (and hopefully your saving and investing) of money into a clear mirror of your life values and purpose.The purpose of the Financial Integrity Program is not to sell you anything-a product, a guru, a lifestyle. You don't need any of those to achieve your goals. But you don't need to go it alone, either. By using this proven, comprehensive program of nine steps based on classic financial principles, you can get where you want to go faster than making them up yourself. And it's all free.Is this program what you need? Ask yourself these questions: Are you comfortable with the amount of money you have? Is it enough? Are you spending as much time with family and friends as you would like? Do you come home from your job feeling fulfilled? Do you have time to participate in things you believe are worthwhile? If you were laid off from your job, would you see it as a tragedy or an opportunity? Do you have enough savings to support you through six months of normal living expenses? When you think about your finances, do you feel peaceful and at ease? If you were to die in the next few years, would you be comfortable with your legacy or contribution to your family, your community, the world? Are all the aspects of your life - your job, your possessions, your relationships, your values - integrated? If you answered, 'no' to even one of these, then this 9-Step program can help.
Description : The national bestseller that helps you turn common sense into money in the bank—now updated with 10 new rules to live by Gail Vaz-Oxlade likes to say that managing money isn’t rocket science, it’s discipline. But even she acknowledges that there are tricks to her trade and that making money decisions often feels more complicated than it needs to be. So, where do you start? With Gail’s Money Rules, of course—her essential rules for making your money work for you. Covering every topic under the financial sun—from TFSAs to taxes, borrowing to breaking bad habits, relationships to RRSPs—Gail will show you that many of the rules you may have been following might actually be working against your best interests. Some of her advice is, as she says, common sense (Rule #17: Needs Must Come Before Wants), some of it is surprising (Rule #222: Don’t Borrow to Contribute to an RRSP) and some may even seem counterintuitive coming from Gail (Rule #261: Take Pleasure from Your Money). New to this edition are rules that will help you maximize the return on your savings, get your head straight about what renovations really mean for your bottom line, and calculate your burn rate. All of the rules are divided into digestible pieces that give you a clear sense of what works and what doesn’t—and how to start incorporating her advice into your life today. For money-phobes, this book will be a kick in the pants; for money minders, it will ease the worry that they’ve left a stone unturned; for everyone, Money Rules reveals what it takes to build a financial foundation that will last a lifetime.
Description : You're going to earn plenty of money over your lifetime. Are you going to waste it on stupid crap that doesn't make you happy, or let it buy your freedom and your most audacious dreams? We never get an instruction manual about how money works. Most of what we learn about money comes from advertising or from other people who know as little as we do. No wonder we make such basic mistakes. No wonder we feel disempowered and scared. No wonder so many of us just decide to stick our heads in the damn sand and never deal with it. In Manage Your Money Like a F*cking Grown Up, Sam Beckbessinger tells it to you straight: how to take control of your money to take control of your life. In this clear and engaging basic guide to managing your finances, you will learn: - How to trick your dumb brain into saving more, without giving up fun - How to make a bona fide grown-up budget - Why you need to forget what you've learned about credit - How to negotiate a raise - Why buying a house (probably) won't make you rich - The one super-simple investment you need With helpful exercises, informative illustrations (also: kittens) and straightforward advice, this book doesn't shy away from the psychology of money, and is empowering, humorous and helpful. The book you wish you'd had at 25, but is never too late to read.
Description : Career readiness and workplace development are more important than ever to today's students. To be competitive and successful in today's job market, they need to learn how to continuously expand their knowledge and skills. Master Student to Master Employee helps your students discover what their skills are, what skills they already use in school are most applicable to the workplace, and how best to apply them. The Second Edition maintains the vision and proven content of the text while offering a cleaner, more sophisticated interior design to appeal to both traditional students and adult learners. The Second Edition focuses on transferable skills that promote success in the classroom and in a global, knowledge-based economy. Enhancements include a new Money chapter addressing money management during the college years as well as strategies for planning for the future; additional coverage of diversity in the Communication chapter; and updated Master Student Profiles focus on individuals who have made a successful transition from school to the workplace. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.
Description : An especially important issue during these uncertain times, this collection of articles examines Neuroimaging from an economic perspective, with articles that discuss leadership, “turf battles , strategic planning in the face of declining reimbursement, and the impact of teleradiology and telemedicine in cutting costs and improving access. Medicolegal issues are addressed, as is evidence-based medicine and effective utilization. Performance measures and conflict of interest are reviewed, among many other topics.
Description : This bestselling resource identifies seven common traits that show up again and again among those who have accumulated wealth. The new edition, the first since 1998, includes a new Foreword for the 21st century by Dr. Stanley.
Description : The Twelfth Edition of the bestselling Becoming a Master Student continues to lead the way in meeting the changing needs of today's first-year students. Through interactive journaling, a motivational writing style, and hands-on activities that students can apply right away, this text helps students succeed in college and in life. The Twelfth Edition's clean, sophisticated interior design appeals to both traditional students and adult learners. Tools like the Discovery Wheel, Discovery and Intention Journal, Power Process articles, Master Student Profiles, and the Kolb Learning Styles Inventory (LSI) deepen students' knowledge of themselves and the world around them. In addition to the traditional print format, the Twelfth Edition offers a new Multimedia version, which brings together all of the tools instructors have come to rely on--such as videos, quizzes, and journal entries--and delivers them in a single, seamless format. Also look for a more concise length; a completely revised Diversity Chapter; a new Money Chapter; additional strategies for choosing a major; Mastering Technology boxes, skillfully connecting each chapter's topic with applicable technology; an updated Communication chapter with new coverage on analyzing your audience and overcoming the fear of public speaking; and expanded coverage of planning for the next semester and for a career in the What's Next chapter. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.
Description : What you are about to discover in this book will be new to many readers very new! To some the principles will seem radical. They will even appear foolish to a non Christian. I have written this book for those who have accepted Jesus Christ as their Saviour and are seeking to make Him Lord of their lives as well. The materialistically oriented cannot fathom that it really is more blessed to give than to receive, and that life does not consist in the abundance of our possessions. This book will illustrate the importance of these principles.
Description : In Excellent Health offers an alternative view of the much maligned state of health care in America, using facts and peer-reviewed data to challenge the statistics often cited as evidence that medical care in the United States is substandard and poor in value relative to that of other countries. The author proposes a complete plan for reform in three critical areas of the health care puzzle—tax structure, private insurance markets, and government health insurance programs—designed to maintain choice and access to excellence and facilitate competition.